June Blog
Right this is a confession! I did finish Module One but I haven't been able to do much more than that this month, well not towards my National Certificate in Credit Management Level 3. I did though get all my assignments in for my Massey business paper and received an above 75% average mark for them and I worked hard for my exam with my results due shortly.
So I'll be making a big push in July to progress my on-line Credit Management course. Actually something interesting has been happening to me at home. I've been applying my work skills in credit management to my own household budgeting. I've started a book recording incomings and outgoings and have been taking action when I could see there could be some problems with balancing the books. In fact recently I rang a creditor to say that I would have difficulty in making full payment to them this month and asked could I pay a certain amount to them now with the rest to follow in a timely manner. This is advice I give my clients and I know that most creditors appreciate an upfront approach. They were brilliant and I felt so good that I had been proactive.
I'm also doing my bit to save power, not just for the country's sake but also for our own bank balance. I've had a device installed on our electricity metre so now I can tell how many cents per hour our power consumption is costing. I've switched to ecobulbs, don't leave my mobile charger plugged in, only have lights on in rooms that we are using, take shorter showers and I've bought a dehumidifier to take the chill off the air which I know has already raised the temperature a few degrees in our 100 year old home. I'm getting it all sorted!
There's a lot to sort because my partner Justin and I are planning our December wedding; with two children already, we thought it might be a good time to fit that in. Then of course there's the house we plan to build behind Mum and Dad's, I'm learning a lot about planning consent for subdivision and all those other fees that council seem to love to charge you.
Justin is six months off finishing his builder's apprenticeship so I've invested in the right man to keep the building costs down. I'm very lucky that Justin is so supportive in my study endeavours. He understands my determination to further my professional development and is very proud of me. Of course I have to say that he's enjoying coming home to a meal on the table instead of having to wait until I get home from work. He deserves it though, for the last year he's been building a bach on Waiheke Island, leaving home at 5.00am to catch the ferry and not returning until 7.00pm.
The NZCFI has been in touch to tell me that my Level 3 course has undergone some streamlining and is now seven modules not eight. Great news and even more motivation for me to put my mind to moving forward with the course, I've already learnt so much.
Jeremiah has just woken and 3 yr old Isaiah, who is taking a caring sibling role, has just come in to tell me that his wee brother needs me. Time to go and time to save power by turning off my computer.
Shari's Blog